A Jammu & Kashmir  Government undertaking   -   under  Ministry of Social  Welfare

Home
Introduction
Organisation Setup
Organisation Objectives
Schemes/ Business Areas
Financial Resources
Sources of Funding
Eligibility Criteria
Target Groups
Achievements
Contact us
Notifications
Right to Information
Documentation/ Forms
 
 
 
 
     
 
Procedural Information
 
 

Under Bank Tie-up Schemes:

  1. Prescribed Loan Application form ( in duplicate) to be properly filled up. The format of the certificates given over side of the Loan Application and photograph (of the applicant) should be got attested from any Guazetted Officer/MAL/MLC/MP/Member of State Advisory Board for Scheduled Castes/ Gujjar & Backarwal.
  2. Affidavit of applicant.
  3. Attested Copy of Ration Card.
  4. N.O.C. from all financial Institutions ( of the area) to be produced in the Bank.
  5. Any other relevant document.( if required).

 

Under Direct Financing Schemes:

Pre-sanction Documents:

  1. Prescribed Loan Application form ( in duplicate) to be properly filled up
    and the format of the certificates given at Part-C of the Application form and photographs of the applicants should be attested by the Concerned Revenue Area Officer not below the rank of Tehsildar( CONCERNED).
  2. Attested copy of the permanent Residence Certificate.
  3. Attested copy of the Caste Certificate.
  4. Original Income Certificate.
  5. Attested copy of Driving License( in case of Transport Sector cases) and the driving license should be valid for the applied activity.
  6. Attested copy of Ration Card.
  7. Affidavit of the Applicant.

Post- Sanction Documents:

  1. Agreement Deed and Hypothecation of Asset.
  2. Mortgage Deed( equivalent to the value of loan amount)
  3. For Loan up to Rupees one lacs , there is an option to the beneficiary either he/she has to provide the Guarantee of Govt. Employee/s who have at least ‘8’ years service at his/her back or mortgage of immoveable property which is free from all encumbrances.
  4. Trust Receipt.
  5. Deed of Guarantee ( Two Guarantors)
  6. Affidavit each of Guarantor and the beneficiary.
  7. post dated cheques for repayment of loan.
  8. Promissory Note.
  9. Nomination of Legal hire/s.

 

Mahilla Samridhi Yojana (MSY) And Micro Credit Finance (MCF) Schemes

  1. The prescribed application ( in duplicate) to be properly filled up and certificates given at Part-C of the Application form alongwith photograph of the applicant should be got attested from the concerned Revenue Area officer not below the rank of Tehsildar Concerned..
  2. Guarantee of one Guarantor having sound financial position
  3. The Permanent Resident Certificate ( PRC), Caste and Income certificates to be attested on the loan application form, by the Revenue Area Officer, not below the rank of Tehsildar ( Concerned), shall be accepted and no other document pertaining to these formalities shall be asked for.
  4. N.O.C. from Banks/ Financial Institutions.
  5. Post dated Cheques
  6. Hypothecation Agreement Deed ( Registered)
  7. D.P. Note.
  8. One Affidavit each from guarantor and the beneficiary

Click here to view the Forms & Formats

   
   
     
 
 
Jammu & Kashmir SCs, STs & BCs Development Corporation
Romesh Market, Shastri Nagar, Jammu Tawi - 180 004 [J&K]
Telephone : 0191-2433229, 2452009. Fax : 0191-2433229